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Robert Alan Agency

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(800) 383-2580
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Main Office:
115 N. Main St.
New City, NY 10956

Workers’ Compensation

Workers Compensation is mandatory insurance that covers workers against a job-related accident or disease. This statutory insurance pays for medical bills, disability income benefits, and death benefits to dependents of an employee whose death is job related. Rates are based on payroll, and depend heavily on your industry (i.e., rates for clerical payroll are nominal, while a roofing company will be charged much more). If your work force is expanding, you should update your workers’ comp coverage as you go along to avoid being hit with an audited additional premium charge at the end of the year.

New York Disability Benefits Law (NYDBL)

New York Disability Benefits Law (NYDBL) is another employee disability coverage mandated by New York State. It provides disability income for employee injury or illness off-the-job. This wage continuation starts after the seventh day of off-the-job illness or injury and continues for up to six months.